The 220 minus age formula is rough
It is the one everybody knows and it carries a standard deviation of about ten to twelve beats per minute. For a 40 year old, that means a real maximum anywhere between roughly 168 and 192.
The Tanaka formula, 208 minus 0.7 times age, fits observed data better across adults and is offered here as an alternative. Neither replaces an actual measured maximum, which needs a proper test and is genuinely unpleasant.





